Savings

Whether you're saving for a car, holiday, vacation, college, medical expenses or retirement, Big Horn Federal has a plan to fit your needs.

A GREAT way to teach your kids to save...Open a Crayons to College Account and earn a chance to win $250 when you turn 18!*
The minimum deposit to open this account is $25.00. You may make unlimited deposits into your account each day
With every $5.00 or greater deposit you will receive a "treasure chest" prize
When your account originally opens with a balance of $25.00 you will receive a "piggy bank."
Allowed 3 withdrawals from your account each month without a fee. Your account will be assessed a fee of $3.00 for each subsequent withdrawal
Interest is compounded daily
Interest will be credited to your account quarterly
Click Here to check current rate
*To qualify one must have an active savings account for 8 years or longer and be 18 year old to be automatically entered into the annual drawing. A minimum opening balance of $25 is required for the establishment of the account. Account must be changed to an adult account once you are 19 years old. Children of employees at Big Horn Federal are not eligible. Winners will be notified by the bank.

Passbook RAMSave

Only requires $25.00 to open the account
Allowed 5 withdrawals from your account each month without a fee. Your account will be assessed a fee of $3.00 for each subsequent withdrawal
No minimum balance to earn interest
Free Online & Mobile Banking
This account can be linked to your checking account for overdraft protection
Interest is compounded daily
Interest is credited to your account quarterly
Click Here to check current rate

Checkless RAMSave

FREE VISA Debit Card.
FREE Online & Mobile Banking.
Go paperless with Free e-statements.
The minimum deposit to open this account is $25.00.
Annual Statements will be provided for IRS purposes
Interest earned on balances over $2,000.
Click Here to check current rate

Christmas Club RAMSave

Ease the financial pressure of the Holiday season by putting a little bit away every month
Earns a higher yield - If you make your scheduled deposit to the account each month and do not withdraw funds
Minimum of $10.00 to open for 24 bi-monthly payments or $25.00 for 12 monthly payments
Big Horn Federal will credit your account for interest earned in November and send you a check. Right in time for the start of holiday shopping!
Click Here to check current rate

RAM Money Market Account

Offers higher yield
Tiered rates - Based on balances at the end of the day
Limited to 4 transfers or withdrawals per month
$10,000 minimum opening balance
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Certificates of Deposit

Customers can enjoy the earning power of our Certificates. We offer a wide variety to suit all of your investment needs. Check out our rates and terms!

91 Day CD
6 Month
1 year
2 year
3 year
4 year
6 year
8 year
Click Here to check current rate

Health RAMSave

Help offset your high deductible!
You may make unlimited withdrawals from this account. Distributions are tax-free subject to IRS rules for Health Savings Accounts (HSAs)
The minimum deposit to open this account is $25.00. You may make annual HSA contributions, subject to IRS limitations. See your tax advisor
Annual Statements will be provided for IRS purposes
HSA VISA Debit Card.
Tiered interest rates based on end of day balance.
Free Online & Mobile Banking.
Click Here to check current rate

Retirement Accounts

Invest in your future. Start saving for retirement today. Big Horn Federal has been helping its customers for years to plan for their future. We can help you.

Traditional IRAs may give you a tax deduction for the amounts you put in. You do not pay taxes until you take money out
The Roth IRA offers no up-front tax deduction, but the after-tax money you put in builds investment earnings tax-free.
The Education IRA, now called the Coverdell Education Savings Account (ESA) allows you to make tax advantaged contributions for use in a child beneficiary's education.
In addition, we have: Keogh's, IRA Fixed, IRA Variable Passbook, and Roth Passbook accounts
Click Here to check current rate